Personal Lines Insurance Planning Have you ever asked yourself any of these questions?Have I ever reviewed all my insurance policies to ensure the benefits, payouts, and deductibles are where they need to be?How much life insurance do I need and what kind?Do I need an umbrella insurance policy?Are my property and automobiles properly covered?If my car is totaled what will my insurance company pay?Are things like windshield coverage, towing, and rental car coverage covered under my auto insurance and, if so, how much?Is a Medicare Advantage or Medigap Policy right for me and if so which one?Have I selected the proper group/employer benefits for me and my family?How much short- and long-term disability coverage do I need?Do all of the riders on my policies make sense for my situation?Am I paying too much premium for the carriers and coverages I currently have in place?What am I projected to pay in retirement (post age 65) on Medicare for part B and D premiums?These are just some of the several personal insurance planning questions we work with our clients to answer. Having all of your financial protection products in place for you and your family is key to every financial plan. An inefficiency in your plan and coverages can take a serious hit to your investment and retirement planning. Schedule a confidential consultation with us today for a personal insurance analysis.Types of insurance we work with:Home InsuranceCar/Motorcycle InsuranceBoat InsuranceUmbrella InsuranceDisability InsuranceMedicare Advantage InsuranceMedigap InsuranceLong Term Care InsuranceLife Insurance (Term, Universal, Variable Universal, Whole)Indemnity Insurance PlansPet InsuranceLegal InsuranceReach out to us to schedule a confidential consultation by calling (301) 518-7330 or click here. Learn more about Umbrella Excess Liability and Risk Management.